These "Terms and Conditions" (referred to as "TOS" or "Terms of Service") govern all transactions conducted by Users on the Money Mat platform, developed by Moneymat Technology Pvt Ltd. The term "Money Mat" encompasses Money Mat, its parent company, subsidiaries, predecessors, successors, affiliates, partners, and related entities. Users of the Money Mat or App are collectively referred to as "Users." Prior to utilizing the Money Mat, it is strongly advised that Users thoroughly review and understand these Terms & Conditions. By using the platform, Users agree to be bound by these TOS, indicating they have read, comprehended, and accepted the terms outlined below. The latest version of the TOS will always be accessible on the Money Mat and may undergo occasional updates. Users accept any such updates by continuing to use the website. All users of the Money Mat, including vendors, clients, buyers, and content producers, are subject to these TOS.
Please carefully read these TOS before using or accessing the Money Mat. By accessing or using any part of this website, you agree to abide by these TOS. If you do not agree to all the terms of this agreement, you are not permitted to use the platform or any of its services. These Terms of Service also apply to any new features or tools introduced on the platform. The most recent version of the terms of service can always be reviewed on this platform. We reserve the right to modify, replace, or otherwise alter any aspect of these Terms of Service by posting updates and/or changes to our website. It is your responsibility to periodically check this page for updates. Your continued use or access to the Money Mat following the posting of such changes signifies acceptance of those changes.
ONLINE SERVICES TERMS
By accepting these TOS, you confirm that you are either of legal age or have obtained the necessary legal permissions in your state or province of residence, allowing any of your minor dependents to use this app. You may not use our products for any unlawful or unauthorized purposes, and you must not violate any local laws, including but not limited to copyright laws, while using the Service. Distributing worms, viruses, or other disruptive code is strictly prohibited. Any violation of these Terms will result in the immediate termination of your access to the Services.
GENERAL CONDITIONS
We reserve the right to refuse service to anyone at any time and for any reason. You acknowledge that your content (excluding credit card information) may be transmitted over various networks and may undergo (a) transmissions and (b) adjustments to meet the technical requirements of connecting networks or devices. All credit card data transfers are securely encrypted during transmission. You agree not to replicate, duplicate, sell, resell, or exploit any part of the Service, including access to the service, or any contact on the website, without our prior written consent.
TYPES OF PAYMENT
The Money Mat offers a range of services, including rent payments, rent advances, business bill payments, maintenance, and other bill payments and recharge, as indicated on the website from time to time. The Money Mat and its payment partners serve solely as facilitators of authorized payments and are not liable for any unauthorized payments or transactions made by you. Users are required to agree to all terms and conditions and take full responsibility for transactions conducted on the online platform, including verifying beneficiary names, account numbers, and any tax implications.
Additionally, the Money Mat reserves the right to suspend, withhold, refund, and notify banks of any payments that are deemed illegitimate or suspicious.
PAYMENT METHODS
You may use credit cards, debit cards, and electronic funds transfers as payment methods for transactions on Money Mat. By using our services, you consent to charges being applied to the payment method you have selected, and you understand that your financial institution may impose fees for their services.
You confirm that you are an authorized user of the credit card or debit card used for the transaction and that the provided card information is accurate. Your payment information may be subject to validation or verification by the issuing bank or card issuer.
AUTHORIZED USER
To access and use the services provided by Money Mat, you must first register on our website by providing accurate information, accepting the terms and conditions, and acknowledging our privacy policy. You must be a genuine individual and at least 18 years of age to utilize these services. You are solely responsible for your username and password, and any actions taken on your account will be attributed to you. Impersonating any person or entity, or falsifying identity or age information, is strictly prohibited.
COMMUNICATIONS
By visiting our website and using our services, you grant us permission to contact you via phone or text using the cellphone number you provided during registration. You may also receive emails and SMS messages from us, and we may contact you using data obtained from third parties for purposes including, but not limited to, clarification calls and marketing promotions. If you wish to stop receiving such calls and texts, please contact us at [email protected].
APPLICABLE TAXES
Fees or charges associated with accessing our Money Mat services may be subject to sales tax and other applicable taxes as required by india law. Taxes will be added to the total amount due and reflected on your invoice.
You are responsible for paying any taxes that apply to your use of our services, and tax rates and regulations may vary depending on your location or the governing authority for the transaction. You are responsible for complying with all tax requirements and providing accurate tax information when necessary.
We reserve the right to adjust pricing or fees for our services to account for changes in applicable taxes or tax regulations. Any changes will be communicated in accordance with the "Changes to the Service(s) and Websites" provision in these Terms and Conditions.
MISUSE OF SERVICES
The misuse of our services by users is not the responsibility of Money Mat. Any fraudulent transactions, such as transferring money between two different accounts solely for the purpose of moving funds, will result in the immediate suspension of services. We reserve the right to deny access to any service to any user at any time for any reason.
THIRD-PARTY SERVICES
We may offer services from third parties, if applicable, but we have no control over these services. The decision to use them is entirely yours, and you assume full responsibility. Any additional features or services introduced in the future will also be governed by these terms and conditions.
DISPUTED TRANSACTIONS
These terms and conditions of Money Mat apply to all users, and any violation may result in withholding funds deemed suspicious or unauthorized. In the event of fraudulent transactions, Money Mat reserves the right to take appropriate action in accordance with the agreed-upon terms of use. If a user cannot provide the required documentation, Money Mat reserves the right to refund the transaction amount to the source account after deducting any applicable fees, such as convenience fees, PG charges, service tax or GST, and other related fees.
If a user account is found to be in violation of our website's terms and conditions, Money Mat also reserves the right to hot-list that account and report the information to the relevant bank partner authorities for further action.
CHARGES AND PRICING
We have the authority to charge users a nominal fee for using our service. These costs may change periodically, and we may temporarily waive fees for marketing purposes. Money Mat can adjust service fees, up or down, without prior notice to users.
Users will receive information about charges before completing their transaction, and only upon accepting the service's prices can they proceed with payment. Convenience fees paid to Money Mat are non-refundable. If you encounter incorrect costs or failed transactions, please contact us at [email protected].
ACCURACY, COMPLETENESS, AND TIMELINESS OF INFORMATION
We disclaim all liability if the information provided on this website is not accurate, complete, or up to date. The information on Money Mat is for general informational purposes only and should not be relied upon as the sole basis for decisions without consulting primary, more reliable, complete, or current sources of information. You use the information on this platform at your own risk. Some information on Money Mat may be historical and inevitably out of date, provided for reference only. While we reserve the right to make updates at any time, we are not obligated to update the content on our website. You acknowledge your responsibility to stay informed of updates.
MODIFICATIONS TO THE SERVICE AND PRICES
Prices and fees for our products and services are subject to change at any time without prior notice. We reserve the right to modify or discontinue the Service (or any part or feature thereof) at any time without prior notice. We shall not be liable to you or any third party for any such changes, price adjustments, suspensions, or discontinuances.
PROHIBITED USES
You are prohibited from using the website or its content for any unlawful purpose or to encourage others to engage in illegal activities. Additionally, you must not violate any local, regional, national, or international laws, rules, or regulations. Prohibited uses also include infringing on our intellectual property rights or those of others, engaging in harassment, abuse, discrimination, or submitting inaccurate information. You must not upload or transmit harmful software, such as viruses, engage in data gathering or monitoring of others' personal information, engage in scraping, spidering, crawling, or sending spam, or use the Service for offensive or improper purposes. Any tampering with or bypassing of security measures is also strictly prohibited. We reserve the right to terminate your use of the Service for any violation of these prohibited uses.
DISCLAIMER OF WARRANTIES, LIMITATION OF LIABILITY
Our service may not always be uninterrupted, timely, secure, or error-free, and we do not guarantee specific outcomes. You acknowledge that we may temporarily or permanently discontinue the service without prior notice. You use the service at your own risk. Except as expressly stated by us, the service, and all products and services provided through it, are provided "as is" and "as available" without any warranties or conditions, whether express or implied. This includes implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement.
We, along with our partners, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers, and licensors, shall not be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind. This includes lost profits, revenue, savings, data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability, or otherwise, even in situations where consequential or incidental damages cannot be excluded or limited. Our liability, where applicable, is limited to the maximum extent permissible by law.
CHANGES TO TERMS OF SERVICE
The current Terms of Service are displayed on this page, and we may update, change, or replace them by posting updates and modifications on our website at our discretion. Please check our website regularly for any changes. Your continued use of Money Mat or the Service signifies your acceptance of any changes made to these Terms of Service.
INDEMNITY
You agree to defend, indemnify, and hold harmless our company, its officers, subsidiaries, affiliated companies, employees, directors, contractors, and agents from any and all costs and expenses resulting from your use of the services. This includes any data you transmit or receive and any violations of these Terms and Conditions, third-party rights, laws, or regulations.
TERMINATION
We reserve the right to terminate or suspend your access to the entire site, update these Terms and Conditions, or terminate them altogether without prior notice or liability if you violate any terms of this agreement for any reason. We may also promptly suspend or delete your account without notice.
SEVERABILITY
If any part of this agreement is found to be unenforceable by a court or other authority, the unenforceability will be limited to that specific section, and it will not affect the remainder of the agreement, which shall remain in full force and effect.
GOVERNING LAW
These Terms and Conditions and any legal matters related to Money Mat shall be governed by the laws of india. While users may access this website from anywhere at any time, exclusive jurisdiction over all matters related to its terms of use rests with the courts of india.
CONTACT INFORMATION
If you have any questions about the Terms of Service, please contact us at [email protected].
